Meet the founder
Rae D. Upchurch
I didn't grow up talking about money. We didn't have enough of it for that.
What I learned instead was how to worry about it quietly, stretch it carefully, and never quite trust that there would be enough. That scarcity mindset followed me into adulthood. Honestly, it still shows up sometimes. I just know how to recognize it now.
That's actually why I do this work.
I'm a certified financial educator and coach, and I founded Marriage + Money because I kept seeing the same thing — smart, capable people who weren't struggling with math. They were struggling with the conversation. With the fear underneath the numbers. With a partner who saw money completely differently. With habits that made sense once and stopped making sense years ago.
I'm also a wife and a mom of two. My husband William and I are figuring this out in real time, same as everyone else. We talk about money. Sometimes it's easy. Sometimes it isn't. But we've built something that feels steady, and I want that for the people I work with.
My background is in financial education and instructional design, which is a fancy way of saying I know how to teach things so they actually stick. I've worked with credit unions, banks, schools, and community organizations. The work I care most about is meeting people where they actually are — inside a program that lets you move at your pace, work through real exercises with your partner, and build something that holds up after the last module.
If you found this page, you're probably already there.
What I learned instead was how to worry about it quietly, stretch it carefully, and never quite trust that there would be enough. That scarcity mindset followed me into adulthood. Honestly, it still shows up sometimes. I just know how to recognize it now.
That's actually why I do this work.
I'm a certified financial educator and coach, and I founded Marriage + Money because I kept seeing the same thing — smart, capable people who weren't struggling with math. They were struggling with the conversation. With the fear underneath the numbers. With a partner who saw money completely differently. With habits that made sense once and stopped making sense years ago.
I'm also a wife and a mom of two. My husband William and I are figuring this out in real time, same as everyone else. We talk about money. Sometimes it's easy. Sometimes it isn't. But we've built something that feels steady, and I want that for the people I work with.
My background is in financial education and instructional design, which is a fancy way of saying I know how to teach things so they actually stick. I've worked with credit unions, banks, schools, and community organizations. The work I care most about is meeting people where they actually are — inside a program that lets you move at your pace, work through real exercises with your partner, and build something that holds up after the last module.
If you found this page, you're probably already there.
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